SPARK MPay

The area of electronic payment is changing rapidly driven by the wireless segment, involving new opportunities for our clients. We provide value-added solutions for operators, banks and merchants, allowing them to properly monetize these additional revenue channels.

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REAL-TIME PROCESSING

Processing of real-time transactions. On average, a transaction takes less than 2 seconds to be processed from end to end

FLEXIBILITY

Flexibility of solution for selecting the channel adapted to the customer according to its terminal, the operator, his telephone and his bank

MONITORING

Generate reports and transactions statistics for merchants, banks and operators via a monitoring web portal

WHAT MS SOLUTIONS OFFERS FOR MOBILE PAYMENTS

MS Solutions has developed its own mobile payment solution SPARK MPay enabling payment via mobile phone by credit card or m-wallet.
SPARK MPay has the following characteristics:

MULTI-MODULES

payment gateway, bank reconciliation services, verification of customer account information and m-wallet

MULTI-CHANNEL

USSD and Android and iOS mobile application

MULTI-OPERATORS

perfect impermeability or inter operability between the different telephone operators

MULTI-BANK

accepting all bank cards

SECURE

PA-DSS compliant

SPARK MPay offers customers the following services:

Phone Recharge: recharge its own line or that of another
Bill Payment: concerns all billers registered to the service
Money transfer: application or transfer of money from one client to another
Merchant Payment / proximity payment: the merchant generates a payment code or a QR code that will be captured by mobile customer to complete the transaction
Merchant payment / mobile payment online: via the generation of a payment code or QR code on the e-shop
Cash withdrawal from ATMs with a mobile payment card