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End-to-end coverage of the payment value chain
From issuing, acquiring, acceptance to switching, clearing, settlement, and fraud management, we orchestrate the full payment value chain, streamlining complex payment architectures.
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Trusted global partner - TOP Tier PCI certified
Security and compliance are embedded by design across our platforms, processes, and teams, enabling institutions to operate payment infrastructures with confidence in regulated environments.
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Scalable and AI-powered payment solutions
Our SPARK platform is engineered to scale across markets and volumes, with intelligence embedded at the core to optimize performance, risk control, and operational efficiency in real time.
Serving multiple payment stakeholders
Banks
Sclable payment solutions to run and modernize end-to-end payment journeys, adapted to local market requirements, while ensuring control, compliance, and scalability on a single platform.
Processors & Payment Services Providers
High-performance payment processing software to operate and scale market-ready payment infrastructures, compliant with local schemes, regulations, and high-volume environments.
Retailers
Secure and scalable payment software designed to support local and multi-market acceptance, enabling seamless payment experiences at scale.
Fintechs & Digital Banks
Modular, API-first payment software to build and launch payment solutions tailored to market-specific needs, accelerating innovation without sacrificing compliance.
SPARK
One platform,
The entire payment journey
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Designed Once.
Orchestrated Everywhere.
Trusted Always. -
SPARK ISSUING SUITE
Complete capabilities for managing cards, authorizations, and risk controls.
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SPARK ACQUIRING SUITE
Merchant Acquiring and Transaction Orchestration
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SPARK ACCEPTANCE SUITE
Multi-channel payment acceptance orchestrated across physical & digital channels
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SPARK CLEARING & SETTLEMENT
Automated high-performance settlement, and reconciliation across the payment journey.
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SPARK MPAY
Mobile-first payment capabilities for consumers and merchants.
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SPARK VAULT: TOKENIZATION & WALLET
Token vault, scheme tokenization and wallet capabilities.
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SPARK FLOW: VERTICALIZED PAYMENTS
Dedicated payment capabilities for fuel stations, fleets and convenience.
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SPARK INTELLIGENCE SUITE
AI-driven & BI analytics, insights & decision orchestration across the payment journey.
Trusted by reputable payment industry players
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Société Générale
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GIMAC
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BGFI Bank
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QNB
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BMOI GROUPE BCP
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UBA
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ECOBANK
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BANK ABC
Combining deep payment expertise, owned technology, and a strong understanding of market-level realities, MS Solutions Group turns complexity into scalable and secure payment operations.

